Top Insurance Offer

Speak with a licensed insurance agent.
Hours of Operation: Mon-Fri, 9:00am-6:00pm EST

Make Your Coverage Simpler

Answer a few questions, and we’ll help you learn about the benefits of a Medicare Advantage plan from a Licensed Insurance Agent in your area.


Please enable JavaScript in your browser to complete this form.

By providing your information, and/or utilizing the Service, you agree to our Website’s Privacy Policy and Terms and conditions. You expressly consent to be contacted regarding various insurance products, including but not limited to Medicare Advantage, Medicare Supplement, and Prescription Drug plans (by emails, telephone calls, autodialed, pre-recorded or artificial voice, text messages, SMS, automated dialing system or other forms of electronic communication such as a mobile application’s push notifications to the contact information you provide) by Top Insurance Offer, any one or more of marketing partners or indirect subsidiaries, sister companies, or parent companies, or any of their employees or independent contractors or other affiliates, regarding the Service (as defined in the Terms and conditions and Privacy Policy) generally as well as regarding news, special offers and general information about other goods, services and events which we offer that are similar to those that you have already purchased or inquired about. I acknowledge that submitting false information may subject me to liability. Providing consent is not a condition of receiving any goods or services. Consent can be revoked by any reasonable means. Telephone company may impose additional charges on subscriber for messages and calls. This is a solicitation for insurance.

How It Works

Medicare Advantage Insurance plans offer a wide range of benefits.


Meet Your Licensed Insurance Agent

Contact us to speak with a licensed insurance agent.


Tell Us What Matters

Discuss your insurance needs and enrollment status.


Review Your Options

Review plan benefits that may be available with a Medicare Advantage plan.


Get Enrolled

Enroll in a Medicare Advantage plan and start receiving benefits.

How Do Medicare Advantage Plans Work?

A Medicare Advantage is another way to get your Original Medicare Part A and Part B coverage. Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by Medicare-approved private companies that must follow rules set by Original Medicare. If you enroll in a Medicare Advantage Plan, you’ll still have Original Medicare but you’ll get most of your Part A and Part B coverage from your Medicare Advantage Plan, not Original Medicare.

Medicare Advantage Plan

What’s A Medicare Advantage Plan?

You can get your Medicare Advantage benefits through Medicare Advantage Plan (like an HMO or PPO). Medicare Advantage Plans, sometimes called “Part C” or “MA Plans,” are offered by private insurance companies approved by Medicare. Medicare pays these companies to cover your Medicare Advantage benefits. If you enroll in a Medicare Advantage Plan, the plan will provide all of your Medicare Part A (Hospital Insurance) and Medicare Part B (Medical Insurance) coverage.

There Are The Different Types Of Medicare Advantage Plans:

Health Maintenance Organization (HMO) plans—In most HMOs, you can only go to doctors, other health care providers, or hospitals in the plan’s network, except in an urgent or emergency situation. You may also need to get a referral from your primary care doctor for tests or to see other doctors or specialists.

Preferred Provider Organization (PPO) plans—In a PPO, you usually pay less if you use doctors, hospitals, and other health care providers that belong to the plan’s network. You usually pay more if you use doctors, hospitals, and providers outside of the network.

Private Fee-for-Service (PFFS) plans—PFFS plans are similar to Original Medicare in that you can generally go to any doctor, other health care provider, or hospital as long as they accept the plan’s payment terms and agree to treat you. The plan determines how much it will pay doctors, other health care providers, and hospitals, and how much you must pay when you get care.

Special Needs Plans (SNPs)—SNPs provide focused and specialized health care for specific groups of people, like those who have both Part A & B Medicare and Medicaid, live in a nursing home, or have certain chronic medical conditions.
HMO Point-of-Service (HMOPOS) plans—These are HMO plans that may allow you to get some services out-of-network for a higher copayment or coinsurance.

Why People Choose Us

Help people find affordable Medicare Advantage plans

Keep your Medicare doctor

Make the right decision!

You Have Questions, We Have Answers!

Licensed insurance agents in your area can help you find a plan that fits your needs and budget.


Have questions or need help? Use the form to reach out and we will be in touch with you as quickly as possible.


For a deeper understanding, here are the most common, frequently asked questions about us.

You must have Medicare Parts A and B and live in the plan’s service area to be eligible to enroll. As Per Starting January 2021, people having Medicare Part A &B or ESRD can choose either Original Medicare or a Medicare Advantage Plan when deciding how to get Medicare Coverage

In addition to your Part B premium, you usually pay for the services included in a Medicare Advantage Plan. Each Medicare Advantage Plan has different premiums and costs for services, so it’s important to compare plans in your area and understand plan costs and benefits before you enroll.

Medigap policies generally don’t cover long-term care, vision or dental care, hearing aids, eyeglasses, or private-duty nursing.

Choosing the right stand-alone Medicare prescription drug plan can help you effectively maintain your costs and health. Be sure to consider the following factors before enrolling in Medicare prescription drug coverage: Do you take or require specific medications? Do you want extra protection from high prescription drug costs? Do your expenses need to be balanced throughout the year? Do you need coverage for medications you currently take, or do you want coverage as a safety measure?

The Healthy Options Allowance helps eligible Medicare Advantage plan members pay for eligible essential living expenses like groceries, over the counter (OTC) products and more at participating retailers. Healthy Options Allowance amounts vary by plan and location. Monthly allowances range from $35–$275 dollars ($420–$3,300 annually) and are issued on a separate card similar to a pre-loaded debit card.